Interest-Free Finance

Hearth House Interest Free

Your comfort made easy with interest free finance*

Finance the purchase of your air conditioning, heating or hot water system through Hearth House thanks to Skye long term Interest Free* and pay no interest over the agreed period* (6 to 36 months).


Once approved for Interest Free*, you’ll receive a Skye Mastercard which allows you to access a range of other great long term Interest Free* offers across the Skye Retail Network. Plus it can be used as a regular credit card for everyday purchases.

Finance Terms Available from 6 Months up to 36 Months

  • Interest Free through Skye Mastercard
  • No Deposit
  • Ease your cash flow to get what you really want
  • Repay extra any time, with no early pay out fees
Hearth House Interest Free

Apply Today


Apply online in minutes (you’ll need to be over 18, a permanent Australian resident and earning over $25,000 full time)


Upon approval, you’ll receive an SMS with important information about your Skye account and a 4 digit code to accept


Visit our store and purchase what you want. To authorise the purchase, you’ll need to enter the 4 digit code SMSed to you


Enjoy your purchase! You’ll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date

FAQ | Product Features | Fees

Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See for current interest rates. Credit provided by FlexiCards Australia